Insurance Fraud Chad Edward Grensky

NORMAN — Chad Edward Grensky says he sold an $85,000 horse trailer, but the attorney general’s office and Farmers Insurance aren’t so sure.

On Monday, in the Cleveland County district court, Assistant Attorney General Marc S. Pate filed a charge of conspiracy to commit a felony against Grensky, 41, accusing him of insurance fraud.

According to the probable cause affidavit attached to the charge, Grensky planned to split the proceeds of a false insurance claim with a former employee, Mae Curtis, after allegedly directing her to purchase an insurance policy for a trailer and later to report the trailer as stolen. 

Curtis, allegedly under Grensky’s direction, took out the insurance policy March 16, 2011, with Farmers Insurance agent Taylor Moore in Norman.

The affidavit states that Grensky provided a bill of sale to support the trailer’s $85,000 value and the fact that he was selling the trailer to Curtis. Grensky — via Curtis — also reportedly provided the insurance agency with photographs of the trailer, though the affidavit states that the photos were actually of a trailer for sale by a Chino Valley, Ariz., woman who had posted an advertisement to websites Equine Media World and Craigslist.

The description of the trailer provided on Grensky’s bill of sale also is reportedly a verbatim match to the Arizona woman’s advertised description. Curtis reportedly told investigators that she never purchased Grensky’s trailer.

According to the affidavit, Curtis filed a stolen vehicle report with the Ardmore Police Department on April 16 and reported the theft to the insurance agency on April 19.

The policy, however, required that the trailer be registered with the state before the claim could be processed, which further required that the insured provide a notarized copy of the bill of sale.

On June 1, Grensky provided Curtis with a notarized bill of sale, though the seller’s name changed in the second bill. Originally, the affidavit states, in the unnotarized bill, the seller’s name was listed as “Grensky Cattle Co.” It changed to “Juan Colon Jr.” in the notarized version.

In a May 5 interview, Grensky said he sold the trailer to Curtis on March 3, 2011. He reportedly said he did not have any paperwork on the trailer, as all of it was transferred to Curtis after the sale.

The Oklahoma State Courts Network indicates that a warrant for Grensky’s arrest was issued Monday. His bond has been set at $5,000.00

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