Insurance Fraud Louisville Broker Charged

A Louisville insurance broker has been charged with insurance fraud after a state investigator said he submitted fraudulent life insurance applications to increase his commission payments.

Justin Andrew Bauer, 30, of Coleman-Bauer Insurance Group in Louisville, was arrested at his office at 806 Stonecreek Parkway about 1 p.m. Friday, an arrest citation said.

http://liarcatchers.com/insurance_fraud.html

The insurance fraud charge stems from 2009, when Bauer was an insurance broker with Bankers Life and Casualty Insurance Agency, a Jefferson County court summons said.

Justin A. Bauer is listed as one of the initial organizers and a principle member of Coleman-Bauer Insurance Group LLC, which was established in February 2009, Kentucky Secretary of State incorporation filings show.

A man who identified himself as Justin Bauer answered the phone at Coleman-Bauer and confirmed the address of the business listed on court records was correct, but said he was not the person who had been charged. He said the date of birth, home address and home telephone number listed on the records were not his.

The man also said he was not a broker for Bankers Life and Casualty in 2009.

Court records list two home addresses for Bauer, one in the 100 block of Fairlawn Drive and the other in the 3100 block of Randolph Avenue.

The Justin Bauer listed in court records is accused of filing 25 to 30 fraudulent life insurance applications using the names of actual clients while a broker for Bankers Life and Casualty “with the intent of increasing the amount of his commission.”

Special Investigator Melvin Nicholson of the state Insurance Fraud Investigation Division said that when Bauer was interviewed, he said he had been submitting the fraudulent applications for more than a year, a criminal complaint said.

Bauer “stated that he needed the money,” it said.

The total amount Bauer received in the insurance scam was $6,780.38, the complaint said. He was charged with one count of fraudulent insurance acts of more than $500.

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